Privacy Policy

Rumun Niaga
Website: carasmartonline.onpay.my

1. Introduction

Rumun Niaga respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and protect your information when you purchase or access our online courses through carasmartonline.onpay.my.

By using our website and services, you agree to this Privacy Policy.

2. Information We Collect

When you purchase or register for our online course, we may collect the following information:

·        Full Name

·        Email Address

·        Phone Number

·        Billing Information

·        Payment Details (handled securely by payment gateway)

·        IP Address (for security purposes)

We only collect information necessary to provide our services.

3. How We Use Your Information

Your information may be used for:

·        Processing your order

·        Providing course access

·        Customer support

·        Sending important updates

·        Sending promotional content (optional)

·        Improving our services

We will not use your information for unrelated purposes.

4. Payment Security

All payments are processed through secure payment gateways.
Rumun Niaga does not store your credit card or banking details.

Payment processing is handled by third-party providers such as:

·        OnPay

·        FPX

·        Online Banking Providers

These platforms have their own privacy and security policies.

5. Information Sharing

We do not sell, rent, or trade your personal information to third parties.

Your information may only be shared with:

·        Payment processors

·        Course platform providers

·        Customer support services

This is only done to deliver our services effectively.

6. Data Protection

We take reasonable steps to protect your personal information, including:

·        Secure server hosting

·        Password-protected systems

·        Limited staff access

However, no system is 100% secure. We strive to protect your information as best as possible.

7. Email & Marketing Communication

By purchasing or registering, you may receive:

·        Course updates

·        Training announcements

·        Promotions

You may unsubscribe at any time by clicking the unsubscribe link or contacting us.

8. Cookies

Our website may use cookies to:

·        Improve user experience

·        Track website performance

·        Store preferences

You may disable cookies through your browser settings.

9. Third-Party Links

Our website may contain links to third-party websites.
We are not responsible for the privacy practices of those websites.

We recommend reviewing their privacy policies separately.

10. Your Rights

You have the right to:

·        Request access to your data

·        Request correction of your data

·        Request deletion of your data

You may contact us anytime regarding your personal data.

11. Changes to Privacy Policy

Rumun Niaga reserves the right to update this Privacy Policy at any time.

Changes will be posted on this page.

12. Contact Information

If you have any questions regarding this Privacy Policy, please contact:

Rumun Niaga
Website: carasmartonline.onpay.my
Email: carasmartonline@gmail.com